What Payment Types Do You Accept?

Credit Card

At City Beach, we accept Visa, MasterCard and American Express online. We take security very seriously - we do not store your credit card details and the data you enter is securely encrypted meaning you can shop with us in complete confidence.


Afterpay is fully integrated in the City Beach online checkout. All you need to do is choose Afterpay as your payment option when you’re ready to buy. Afterpay splits your payments over four equal instalments due every fortnight. Nominate the card you want to use and automatic payments are scheduled for you. There are no lengthy process or wait times. Afterpay simply uses your mobile phone number and a few personal details to create your account instantly and securely. Please note that Afterpay may impose late payment fees if payment isn't made on the scheduled date, so for further details about Afterpay and their terms and conditions, visit Afterpay.

Zip Pay

Zip Pay is a reusable account of up to $1000 that lets you shop now and pay later. Once approved start shopping online and in-store. Please note that Zip Pay is not a service provided by City Beach. It is a facility offered by Zip Co Limited. A monthly account fee of $6.00 applies. Pay your closing balance in full each month and Zip Pay will waive the fee. Minimum monthly repayments are required. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period for the purchase will be charged interest at the contractual rate, currently 19.9%. A $6 monthly account fee applies. So for further details about Zip Pay and their terms and conditions, visit Zip Pay.


Pay how you like with Klarna. Enjoy the flexibility to get what you want and pay over time. Split the cost of your purchase into 4 payments, over 6 weeks. No interest. No catch. Just more time to pay for the things you love. Visit Klarna for more details.


OpenPay lets you split the cost of your gear on purchases from $1 to $1500 over 4, 6 or 8 fortnightly instalments. No interest. No fees (if paid on time). Just payments that work for you. Make your first payment today. Your order is shipped straight away. Spread the rest over fortnightly instalments, on a day that suits you. Please note that Openpay may impose late payment fees if payment isn't made on the scheduled date, so for further details about Openpay and their terms and conditions, visit the Openpay website.


Laybuy lets you receive your purchase now and spread the total cost over 6 weekly automatic payments. Always interest-free. Buy now and pay over 6 weekly interest-free instalments with Laybuy. No need to pay the full price at checkout, pay 1/6 today and the rest over five weeks. Experience fee freedom when you pay on time. Interest? Never. For more information visit LayBuy


Shopping at City Beach just got easier. With Humm, you can buy now and pay later with regular, interest-free instalments. If you’re new to Humm, you can apply while you checkout with City Beach by following the prompts. Approvals are instant (if you qualify), so you can start shopping right away. For more information visit Humm

Latitude Pay

Use LatitudePay to spread the cost of your purchases, with no interest. No more waiting for weeks for what you want today, get it now and pay it off over 10 weekly payments. We don’t charge interest, and you won’t pay any fees when you pay on time. Payments are automated, plus we’ll remind you. Sign up for LatitudePay using your ID plus your Visa or Mastercard for the weekly payments. If approved, you’re good to shop with us online (up to $1,000). For more information visit Latitude


We also accept online payments via PayPal. Your payment details and the transaction is handled and processed directly in the PayPal portal. For more details about PayPal, visit the PayPal website.

Gift Cards

We accept City Beach gift cards on our online store. If the dollar value on your gift card is greater than the value of your shopping cart, the remaining balance will be left on your card. If the dollar value on your card is less than the value of the shopping cart, you'll be asked to pay the remaining balance either via credit card, Afterpay or via PayPal. To purchase a City Beach gift card, visit our gift card page.

Please note that we only accept Australian delivery and billing addresses.